Everyone needs a financial strategy to guide them and keep them on-track towards their goals.  I strive to help families, small businesses, professionals, and retirees:

  • establish their goals in life
  • determine their assets and liabilities
  • and evaluate their current financial position.

We then develop and implement a financial roadmap together that integrates your short and long term objectives towards achieving success.

Investment Management

I will build a customized portfolio that is centered around your goals and planning concerns.  I focus on a long term approach that emphasizes diversification and a commitment to established principles.  My goal is to help clients receive the highest rate of return based on their comfortable level of risk.  During their individualized portfolio development, clients have access to many high quality money management firms and investment products.

Financial Planning Strategies

Preparing for your future can be challenging. In creating a financial strategy, I help clients establish their goals in life, determine their assets and liabilities, and evaluate their current financial position. We then implement strategies that have been proven to be effective and monitor them regularly.

Retirement Planning

Planning for your retirement translates to a focus of  preserving your wealth and creating a consistent stream of income that lasts through retirement.  I seek to identify opportunities for building a consistent income stream within the portfolio that will last through retirement, and help clients determine when they are optimally able to retire.  The retirement income planning process often includes analyzing income sources, managing assets, determining future expenses, and estate planning.

Estate Planning

Many individuals, couples, and families want to leave a legacy for their heirs in a tax-efficient manner.  The financial side of estate planning is often overlooked and can have a significant impact on your family.  Strategic planning can help minimize estate taxes, and reduce the likelihood that assets will need to be liquidated to pay estate taxes.  I assist clients in articulating their estate planning needs and incorporate them in their financial plan.

College Planning

As parents and grandparents, many of us want to plan for future college savings, while still saving for retirement. Striking a balance between these shorter and longer term goals requires careful planning. I help clients determine appropriate strategies for their families, such as the utilization of the 529 Plan, Educational IRA, Coverdell Educational Savings Account, and other options to maintain that balance.